This is a legal proceeding, run by a County Court, to determine whether or not the money is owed, and if it is, to get it what is my credit score Birmingham paid back to the creditor. Any of these that go through the system in England and Wales will show on the Register of Judgments, Orders and Fines. The Register was set up what is my credit score Birmingham by parliament during the eighteen hundreds and has expanded to include CCJs a couple of decades ago. If somebody owes you money you can apply for the court to look at your case and make a decision.
You will have to present any documentation what is my credit score Birmingham you have relating to the alleged debt and they will decide whether the money is owed or not. An example what is my credit score Birmingham of when you could use this is if you provided a childcare service for somebody and they did not pay the fees. best free credit reports
You would need to produce any contracts or written evidence of an agreement and any payments that had been made. If you should receive a form from the courts saying that somebody has filed what is my credit score Birmingham a claim against you it will be imperative that you respond in good time, usually within fourteen days. You will what is my credit score Birmingham need to send in your side of the story and any what is my credit score Birmingham details of financial commitments and income that is relative. how to get a credit report free
If in agreement with the claim it will be in your best interest to offer what is my credit score Birmingham full payment or payment by installments immediately. Should you not respond in time, the court can demand full payment with no further discussion by what is my credit score Birmingham way of a forthwith judgement.
Should you not agree with the judgement you can send in what is my credit score Birmingham a defence form stating what is my credit score Birmingham your take on the what is my credit score Birmingham situation. If it is decided you must pay you can usually either pay the whole amount or apply for it to be taken in installments. If you cannot afford the repayments you can ask for a redetermination to assess the situation again. Those that have several CCJs can make one payment that is split between the creditors. credit report instantly It is important to pay a debt what is my credit score Birmingham back as soon as possible. You could avoid what is my credit score Birmingham getting a judgement made against you. Any CCJs you have will show on your credit history and can prevent you from getting credit in the future. If you make payments promptly this can go some way to reducing the impact on your credit report.
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